Skip to main content
CalcivoTools

Future Value Calculator : Calculate Future Worth of Cash & Annuities

Evaluate the time value of money. Project what a lump-sum amount and regular ongoing savings will be worth in the future based on expected annual compound growth.

Interactive Calculator

100% Client-Side Engine
%
yrs
Estimated Future Value (FV)
$49,268.03
Total Contributed Capital
$10,000
Total Cumulative Growth
$39,268.03

Step-by-Step Examples

$10,000 Present Value at 8% for 20 Years

Long-term capital growth.

Inputs: Present Value: $10,000, Rate: 8%, Years: 20
Result: Future Value: $49,268.03, Total Gain: $39,268.03

$10,000 grows to almost $50k in 20 years at an 8% annual return.

How to Use This Tool

  1. Enter present value (initial investment amount).
  2. Input expected annual interest/return rate.
  3. Specify number of years into the future.
  4. Optionally add periodic monthly deposit additions.

Frequently Asked Questions

Future Value is the nominal dollar value of an asset or cash amount at a specified date in the future based on an assumed rate of growth.

Related Calculators & Tools

Explore complementary calculators in this category.

Finance

Compound Interest Calculator

Project compound interest growth with regular monthly deposits, configurable compounding intervals, and yearly schedules.

Verified Math0ms Latency
Finance

Annual Compound Interest Calculator

Calculate compound investment growth compounded once per year (n = 1) with yearly capital deposits and interest projections.

Verified Math0ms Latency
Finance

Interest Earned Calculator

Calculate the exact interest earnings generated by your savings balance, CD, or investment over any time period.

Verified Math0ms Latency
Finance

Loan Amount Calculator

Calculate the maximum loan amount you can afford based on your desired monthly budget, interest rate, and repayment term.

Verified Math0ms Latency