Mortgage Calculator : Home Loan Payments, Escrow & Amortization
Estimate your complete monthly housing expense. Factor in your home purchase price, down payment, mortgage interest rate, loan term, and optional property tax and insurance escrows.
Interactive Calculator
100% Client-Side EngineStep-by-Step Examples
$400,000 Home with 20% Down for 30 Years at 6.5%
Conventional 30-year fixed mortgage.
Financing $320,000 over 30 years results in $2,022.62/mo in principal and interest.
How to Use This Tool
- Enter home purchase price.
- Input cash down payment amount or percentage.
- Enter mortgage interest rate (APR).
- Specify mortgage term (typically 15 or 30 years).
- Optionally adjust property tax, insurance, and PMI estimates.
Frequently Asked Questions
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