Kalkulator Amortisasi : Jadwal Rincian Pokok & Bunga
Visualisasikan bagaimana setiap cicilan pinjaman Anda dialokasikan antara pokok dan bunga sepanjang masa pinjaman.
Interactive Calculator
100% Client-Side EngineFixed Monthly Installment
$817,08 / mo
Principal
$100.000
Total Interest
$47.075,02
Total Repayment
$147.075,02
Amortization Schedule
| Year | Principal Paid | Interest Paid | Total Paid | Ending Balance |
|---|---|---|---|---|
| Year 1 | $4.415,2 | $5.389,8 | $9.805 | $95.584,8 |
| Year 2 | $4.664,25 | $5.140,75 | $9.805 | $90.920,55 |
| Year 3 | $4.927,35 | $4.877,65 | $9.805 | $85.993,2 |
| Year 4 | $5.205,29 | $4.599,71 | $9.805 | $80.787,91 |
| Year 5 | $5.498,91 | $4.306,09 | $9.805 | $75.289 |
| Year 6 | $5.809,09 | $3.995,91 | $9.805 | $69.479,9 |
| Year 7 | $6.136,77 | $3.668,23 | $9.805 | $63.343,13 |
| Year 8 | $6.482,93 | $3.322,07 | $9.805 | $56.860,2 |
| Year 9 | $6.848,62 | $2.956,38 | $9.805 | $50.011,57 |
| Year 10 | $7.234,94 | $2.570,06 | $9.805 | $42.776,64 |
| Year 11 | $7.643,05 | $2.161,96 | $9.805 | $35.133,59 |
| Year 12 | $8.074,17 | $1.730,83 | $9.805 | $27.059,42 |
| Year 13 | $8.529,62 | $1.275,38 | $9.805 | $18.529,79 |
| Year 14 | $9.010,76 | $794,24 | $9.805 | $9.519,04 |
| Year 15 | $9.519,04 | $285,97 | $9.805 | $0 |
Step-by-Step Examples
Pinjaman Rp 100.000.000 Tenor 5 Tahun Bunga 8%
Jadwal amortisasi.
Inputs: Pokok: Rp 100.000.000, Bunga: 8%, Tenor: 5 Tahun
Result: Cicilan Bulanan: Rp 2.027.639
Tabel amortisasi menampilkan 60 bulan pembayaran.
How to Use This Tool
- Masukkan jumlah pinjaman.
- Masukkan suku bunga.
- Pilih tenor.
Frequently Asked Questions
Karena di awal pinjaman saldo pokok masih besar sehingga beban bunga bulanan maksimal.
Related Calculators & Tools
Explore complementary calculators in this category.
Keuangan
Kalkulator Pinjaman
Hitung cicilan bulanan tetap, total bunga pinjaman, dan jadwal pembayaran angsuran.
Verified Math0ms Latency
Keuangan
Kalkulator EMI
Hitung angsuran bulanan tetap (EMI), total bunga, dan total pelunasan.
Verified Math0ms Latency
Keuangan
Kalkulator Pembayaran Bulanan
Tentukan besaran cicilan bulanan pinjaman Anda berdasarkan suku bunga dan jangka waktu.
Verified Math0ms Latency
Keuangan
Kalkulator Total Bunga
Hitung total akumulasi bunga yang dibayarkan sepanjang masa pinjaman.
Verified Math0ms Latency